Customized & Bundled Policies

Customized & Bundled E&O Insurance: Tailored Protection for Your Professional Risks

Your Perfect E&O Coverage Solution

We design Errors & Omissions insurance that fits like a glove—whether you need standalone professional liability protection or a bundled solution combining multiple coverages. Choose your path:

Option 1: Customized E&O Policies

Ideal for professionals needing specialized protection

✔ Industry-Specific Policy Language
✔ Tailored Coverage Limits & Deductibles
✔ Flexible Retroactive Dates
✔ Custom Endorsements for unique exposures

Best For:

  • Medical professionals
  • Architects/engineers
  • Financial advisors
  • IT consultants
  • Legal practices

Option 2: Bundled E&O Packages

Comprehensive protection combining multiple policies

🔥 Popular Bundles:

  1. E&O + General Liability – Complete business protection
  2. E&O + Cyber Liability – For data-sensitive professions
  3. E&O + D&O – Executive protection package
  4. E&O + Employment Practices – Workforce risk solution

Bundle Benefits:

  • 15-25% premium discounts
  • Single deductible options
  • Streamlined claims handling
  • One renewal date

Customization Options

Coverage Enhancements Available:

  • Subpoena Defense coverage
  • License Protection for disciplinary proceedings
  • Third-Party Workplace Coverage
  • Prior Acts Coverage with no retroactive date
  • Worldwide Protection for international work

Limit Structures We Offer:

  • Per Claim + Aggregate (standard)
  • Per Project Limits (for contractors)
  • Shared Limits across multiple policies
  • Deductible Credit Programs

Industry-Specific Solutions

Industry Custom Features Available Recommended Bundle
Healthcare HIPAA violation coverage, medical board defense E&O + Cyber + Malpractice
Technology Software failure coverage, cloud service liability E&O + Cyber + Media Liability
Real Estate Property disclosure protection, fair housing coverage E&O + General Liability + EPLI
Consultants Client financial loss coverage, contract dispute protection E&O + D&O + Crime

Why Customize or Bundle?

💰 Cost Savings – Bundling reduces overall premiums
⏳ Time Efficiency – Single application for multiple coverages
🛡️ Gap Elimination – Comprehensive protection matrix
📈 Scalability – Grow coverage with your business

Our Customization Process

  1. Risk Assessment – We analyze your unique exposures
  2. Coverage Mapping – Identify needed protections
  3. Carrier Matching – Place with ideal insurer for your field
  4. Policy Tailoring – Add endorsements and riders
  5. Annual Review – Adjust as your business evolves

Get Your Personalized Quote Today

✅ Free Coverage Analysis
✅ Multi-Carrier Comparisons
✅ Bundling Discount Analysis
✅ Risk Management Consultation